Established on 1959

Loan Facilities

  • VERAVAL PEOPLE’S CO-OPERATIVEL Bank offers wide variety of Loans Products to suit your requirements.

    Cash Credit
    Cash Credit limit/Overdraft facility to meet your everyday requirements,

    An overdraft could give you peace of mind by allowing you to make payments when you have run out of money in your account. It means with an overdraft it can help you through expensive months like December, or paying unexpected costs such as an emergency plumber. If you arrange a formal overdraft and keep within your limit it can help you prepare for life's unexpected costs.

    Home Loan
    Getting a home loan from VERAVAL PEOPLE’S CO-OPERATIVEL Bank is quick and easy. We offer higher eligibility and lower EMIs at attractive interest rates.

    Terms Loan

    Jamin Loan

    Loan against NSC, KVP, IVP, LIC Policy etc.
    Loan as well as O/D may be granted against NSC/KVP for personal use. Loan may be granted between 60% to 70% of the market value of NSC/KVP.
    Fixed loan may be granted to the extent 75% of the surrender value of the LIC Policy. Advance to be granted only to the existing good customers. No loan to be granted against LIC Policy in the name of minor and policy covered under married women's property act. Premium payment must be upto date. Latest premium receipt to be obtained and kept on record. Policy must be assigned in favor of the bank. Policy holder's age should be admitted on policy. advance against endowment policy only. Proceeds in r/o money back policies to be credited to loan a/c. No advance against third party security.

    Business loan (limit mini 1 Lakh max 15 Lakh)

    Land up to Rs. 25000/- for small, self employed group

    Car Loan
    The most preferred financier for car loans in the

    Personal Loan
    wedding, home renovation, latest gadgets or anything else you desire? Make real with Personal Loans up to Rs. lakh at nominal interest rates

    Gold Loan
    VERAVAL PEOPLE’S CO-OPERATIVEL Bank presents "Loan Against Gold loan just nominal interest", quick and easy. Available designed to provide liquidity against gold

    Mahila Utkarsh Loan

    The VERAVAL PEOPLE’S CO-OPERATIVE Bank have a launch “Mahila Utkarsh Loan” it gives only women who earning money by develop small scale industries work and handicraft work with fulfill their family requirement
    Mahila utkarsh Loan main purpose is development their own art who doing very well in this competitive market and by earn money

    Student Computer Loan

    The Veraval People Co Operative Bank launch a Student Computer Loan. The number of businesses and homes depending on computers for a more efficient and systematic, day to day management of activities is on the rise. Whether it helps your kid's education or augments your business activities, or provides as a source of information and entertainment at home, computers have proved to be indispensable.
    Although computers are getting cheaper by the year, they still come with a considerably high price tag. THE VERAVAL PEOPLE’S CO-OPERATIVE Bank provide Loan for Laptop & Personal Computer enable you to finance your dream PC / LAPTOP